Insurance planning to protect your finances from life’s what-ifs
Building wealth is only part of the equation — protecting it matters just as much. Insurance planning helps guard against the risks that could disrupt your financial life.
Unbiased advice you can trust
We take an independent, fee-only approach to insurance planning. We don’t sell insurance or earn commissions on our recommendations, so you can trust that our advice is always in your best interest.
Coverage that fits your life
We help you evaluate what kind of coverage you actually need — and what you don’t. Whether it’s life insurance, long-term care, or income protection, we integrate insurance into your broader financial plan, so you’re prepared for what’s ahead without overpaying for what you don’t need.
Just some of the insurance planning questions we help you answer:
What types of insurance do I actually need — and what can I skip?
Do I have enough life insurance to protect my family?
Should I be thinking about long-term care insurance?
What would happen to my income if I couldn’t work?
Do I need different insurance as I get closer to retirement?
How do I make sure my insurance fits with the rest of my plan?
We help you protect what matters most
Insurance is about more than just coverage — it’s about protecting the people you love, the assets you’ve built, and the goals you’re working toward.
Here’s how we can help:
- Reviewing your coverage
We assess your current insurance policies to ensure your assets and loved ones are well-protected — without paying for unnecessary or redundant coverage.
- Addressing life’s uncertainties
By analyzing your current and future risk exposure, we help you determine the right level of protection for life’s uncertainties.
- Evaluating key insurance needs
We work with you to evaluate whether disability, life, or long-term care insurance is appropriate for your goals and circumstances.
- Optimizing existing policies
If you already have policies in place, we’ll review them to identify opportunities for adjustments, replacements, or cost savings — ensuring they continue to serve your best interests.
- Clear, objective guidance
As fee-only fiduciaries, we provide unbiased advice with no commissions or product sales, so you can trust that every recommendation is made with your best interest in mind.
- Connecting you with trusted experts
When new policies are needed, we’ll connect you with reputable insurance professionals to secure coverage that fits seamlessly into your overall financial strategy.
What our clients say about working with us:
These testimonials have been provided by clients of TrueNorth Wealth as of 01/01/2026. They have not been paid or received any other compensation for sharing their opinion and experience with our firm.
Working with Us
Common Insurance Planning Questions
Do you sell insurance or earn commissions?
No. We’re a fee-only firm, which means we don’t sell insurance products or receive commissions. Our role is to provide objective guidance and help you decide what coverage, if any, fits your financial plan.
Can you help me figure out what insurance I actually need?
Yes — that’s a core part of what we do. We help you evaluate your risks and determine what types of coverage are appropriate, so you’re protected without overpaying for unnecessary policies.
What kinds of insurance do you help with?
We typically advise on life, disability, long-term care, and umbrella insurance, but we also help assess other types of coverage depending on your situation — especially if you’re self-employed or nearing retirement.
I already have insurance — can you review my policies?
Absolutely. We’ll review your current coverage and help you understand if it still meets your needs, or if there are opportunities to reduce costs or make adjustments.
What if I need a new policy? Can you help me find one?
Yes — while we don’t sell insurance ourselves, we can connect you with vetted professionals who can help you secure the right coverage.
Are there any commitments involved with the free strategy session?
This session is a chance for us to get to know you, understand your financial goals, and offer initial advice and recommendations — completely obligation-free. Whether or not you choose to move forward is entirely up to you.
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