Tax-efficient financial planning for self-employed professionals
Does tax time make you nauseous?
Your tax bills have likely skyrocketed since you started working for yourself.
We specialize in proactive tax strategies for self-employed professionals — helping you pay less not just this year, but over your lifetime.
Tired of juggling home AND business finances?
Your finances are more complex now, and you may be missing opportunities to optimize.
We simplify the complex — coordinating your business and personal finances so nothing gets missed, and you can go back to concentrating on your business.
Worried you’re not ready for what comes next?
Your business is strong, but you need your money to last well beyond your working years.
With evidence-based investment strategies and personalized planning, we help make sure you’re not just successful in business — you’re financially secure for life.
Just some of the questions we help you answer:
Am I paying more in taxes than I need to?
Is my business set up in the most tax-efficient way?
How do I save for retirement without an employer 401k?
Without employer coverage, what’s the smartest way to handle health insurance?
Can I afford to retire — or slow down — in the next 5 or 10 years?
Should I be investing differently now that I’m self-employed?
CLIENT STORY:
How a Self-Employed Consultant Cut His Tax Bill by $50K Per Year
When Ben transitioned to self-employment, his income increased but so did large, unpredictable tax bills and uncertainty around retirement. Learn how TrueNorth Wealth helped him implement a coordinated tax and retirement strategy designed for variable income.
What we're working toward
- Lower taxes, more money in your pocket
You have a long-term tax strategy that reduces your lifetime liability, not just your current year’s bill. No more stressful surprises — just a smart, proactive plan.
- A retirement strategy that flexes with your life
You’re saving in the right accounts, at the right times, confident you can retire or scale back when you’re ready.
- One unified strategy
Your business and personal finances working together seamlessly, supporting each other instead of competing for attention.
- A financial plan that works as hard as you do
You have a plan structured to support your lifestyle, reduce your tax burden, and grow with you as your goals evolve.
- A clear exit plan
You have a clear path for how and when you’ll wind down your business. You’re no longer guessing — you know exactly where you’re headed.
- You’re not alone in financial decision-making
You have a dedicated team who knows your world, supports your goals, and helps you make smart moves year after year.
- More time, more clarity, less mental load
No more wondering if you missed something vital. With a clear plan and a team you trust, your financial world feels simpler, more strategic, and more under control.
What our clients say about working with us:
These testimonials have been provided by clients of TrueNorth Wealth as of 01/01/2026. They have not been paid or received any other compensation for sharing their opinion and experience with our firm.
What we offer you:
Specialized guidance for self-employed professionals
We understand the unique financial challenges of running a business on your own — and we tailor our strategies to fit the way you earn, save, and plan.
Financial planning across your business and personal life
Our planning process integrates your business and personal finances into one strategy that evolves with you — so every decision supports your bigger goals.
A focus on tax strategy because you shouldn’t be overpaying
We take a proactive approach to tax planning to help reduce your overall tax burden, coordinating with your CPA so everything works together efficiently.
Advice you can trust
We’re fee-only fiduciaries — which means we don’t sell products or earn commissions. Every recommendation we make is built solely around your goals.
Proactive, ongoing guidance
You’ll never have to wonder if you’re still on track. We’re actively engaged year-round — reviewing, adjusting, and advising as your goals and income shift.
We’re here whenever you need help
Have questions or concerns? No need to wait until your next scheduled meeting. You’ll always have direct access to your advisor and support team.
CLIENT STORY:
Turning Income Fluctuations Into a Strategic Advantage
With income swinging from $300K to over $2M and wealth spread across multiple businesses and real estate, Terry and Marcie struggled to manage taxes and complexity. Learn how TrueNorth Wealth helped them bring structure to their finances and take a more strategic approach to tax planning.
Common questions and concerns
How easy will it be to get started?
We pride ourselves in making onboarding easy. Our team manages the paperwork, coordinates account transfers, and ensures everything is set up smoothly and tax-efficiently. We take care of the logistics so you can stay focused on your business.
What is your investment strategy?
We don’t believe in chasing trends or timing the market. Our investment approach is grounded in decades of academic research and real-world results. We focus on diversification, low costs, and disciplined rebalancing — building a portfolio designed to grow your wealth while aligning with your goals, risk tolerance, and timeline.
How do my other trusted advisors fit in?
We work closely with your existing team to ensure everything is aligned and executed effectively. That means less work for you, and better results across the board.
Will I REALLY have access to my advisor when I need them?
Absolutely. Whether you’re facing a major decision or just need quick advice, we’re always available to provide expert guidance. We’re only a phone call or email away.
How is your fee structure set up?
TrueNorth Wealth is a fee-only firm, meaning we don’t earn commissions, kickbacks, or incentives for recommending certain investments. We charge a small fee based solely on the assets we manage — aligning our success with yours.
Our Fee Schedule
Managed asset minimum: $500k
| Assets Under Management with TrueNorth Wealth | Fee |
|---|---|
| $0 - $1,000,000 | 0.88% |
| $1,000,000 - $2,000,000 | 0.82% |
| $2,000,000 - $4,000,000 | 0.74% |
| $4,000,000 - $6,000,000 | 0.68% |
| $6,000,000 - $10,000,000 | 0.62% |
| $10,000,000+ | Concierge |
*We have a custom fee schedule for group 401(k) plans on a case-by-case basis as well as a $1000 start up fee for new 401(k) and Cash Balance plans.
We’re happy to answer any and all of your questions around fees during your free strategy session.
Are there any commitments involved with the free strategy session?
This session is a chance for us to get to know you, understand your financial goals, and offer initial advice and recommendations — completely obligation-free. Whether or not you choose to move forward is entirely up to you.
Free Strategy Session
Wondering how your business could be more tax-efficient?
Schedule your free session to:
- Tell us about yourself
- Uncover opportunities you may be missing
- Receive personalized recommendations to help you achieve your financial goals